Online payments and virtual terminal
Gateway, shopping cart, and keyed payment setup with fraud tools and Level 2 and 3 processing.
Card-not-present transactions cost more and carry more risk, which makes setup and fraud control worth getting right. The gateway handles e-commerce checkout, recurring billing, and invoicing, while the virtual terminal covers payments you key in over the phone.
For business-to-business work, Level 2 and Level 3 data can meaningfully reduce interchange on commercial and corporate cards. It requires passing extra fields with each transaction, which is exactly the kind of detail a flat-rate provider has no reason to help you with.
Tokenization keeps card data off your systems, and the dashboard gives you reporting and chargeback tools in one place.
What is included
- Payment gateway setup with shopping cart integration
- Virtual terminal for phone and keyed-in orders
- Recurring billing and invoicing
- Tokenization so card data never touches your systems
- Fraud screening and chargeback management tools
- Level 2 and Level 3 processing for business-to-business cards
Thinking about online and virtual terminal?
Tell me how your business runs today and I will tell you what makes sense, including when the answer is to leave things as they are.
Free. No obligation. Reply within one business day.
How the analysis works
- Send your most recent processing statement
- I calculate your effective rate and break down every fee
- You get a written comparison, and decide from there
Most come back within one business day. Monday to Friday, 8am to 6pm. Texts answered most evenings.