Hard-to-place and specialized accounts
Options for businesses that get declined or dropped by mainstream processors.
Some businesses get turned down not because of anything they did but because of their category code, their chargeback history, their ticket size, or how new they are. Flat-rate providers are especially quick to freeze funds or close accounts in these categories, often without warning.
Green PayTech is backed by two of the largest processing networks in the country, which means more than one underwriting path. A business that does not fit one network may be perfectly placeable with another.
If a decline is coming, I would rather tell you early than waste your time. When placement is possible, I will be straight about the pricing and reserve terms that come with it.
What is included
- Multiple underwriting paths rather than a single decision
- Honest expectations on rates, reserves, and timelines
- Help assembling what underwriting will ask for
- Chargeback and risk monitoring tools
- A real person to call if risk ever holds a batch
Thinking about hard-to-place accounts?
Tell me how your business runs today and I will tell you what makes sense, including when the answer is to leave things as they are.
Free. No obligation. Reply within one business day.
How the analysis works
- Send your most recent processing statement
- I calculate your effective rate and break down every fee
- You get a written comparison, and decide from there
Most come back within one business day. Monday to Friday, 8am to 6pm. Texts answered most evenings.