Payment processing for trades and field services
Get paid at the job site instead of mailing an invoice and waiting. Mobile terminals, deposits, and progress billing.
The most expensive thing about a field business is usually not the processing rate, it is the gap between finishing the work and collecting. Taking payment on site, before you leave, removes that gap entirely.
That requires hardware that works over cellular in a crawlspace or a back yard, and the ability to take a deposit up front and the balance on completion. It also means keyed transactions, which price differently from swiped ones and need to be accounted for in your pricing.
Where trades and field services usually lose money
Collecting after you leave the site
Every day between completion and payment is a day you are financing the customer. On-site payment is the fix, and it is mostly a hardware question.
Keyed transactions costing more
Reading a card number over the phone costs more than tapping a card. If much of your volume is keyed, your pricing has to reflect that honestly.
Deposits and progress billing
Multi-stage jobs need a deposit, progress payments, and a final balance, each authorized correctly so nothing declines at the worst moment.
Connectivity at the job site
A terminal on store wifi is useless in a crawlspace. Cellular-capable hardware with offline capture avoids the dead-zone problem.
Dispatch and invoicing software
If you already run field service software, payments should flow through it rather than being re-entered by hand.
What I would set up for a business like yours
Rate and statement analysis
Send your last processing statement and get a line-by-line breakdown of what you pay today and what it should cost.
POS and in-person payments
Clover, MicroSale, and standalone terminals configured for how your business actually runs.
Online and virtual terminal
Gateway, shopping cart, and keyed payment setup with fraud tools and Level 2 and 3 processing.
PCI compliance and security
Get compliant, stay compliant, and stop paying non-compliance fees you did not know you were being charged.
Other industries I work with
Many owners run more than one kind of business. These cover the rest.
Restaurants and bars
Full-service restaurants, Bars and breweries, Cafes and coffee shops
Retail and specialty shops
Boutiques and apparel, Gift and home goods, Specialty food and beverage
Salons and spas
Hair salons and barbershops, Nail salons, Day spas and med spas
Auto services
Independent repair shops, Tire and wheel, Auto body and collision
Professional services
Accounting and bookkeeping, Law firms, Dental and medical practices
E-commerce and online
Direct-to-consumer brands, Subscription boxes, Digital products and downloads
Hard-to-place businesses
Newly opened businesses, High average ticket and future delivery, Businesses with prior account closures
See what trades and field services should be paying
Send your most recent statement and I will come back with your effective rate, every fee explained, and a straight comparison. No obligation either way.
Free. No obligation. Reply within one business day.
How the analysis works
- Send your most recent processing statement
- I calculate your effective rate and break down every fee
- You get a written comparison, and decide from there
Most come back within one business day. Monday to Friday, 8am to 6pm. Texts answered most evenings.