Solutions
Payment solutions, set up properly
Everything below is something I configure and test with you, not a product list I forward to a fulfillment team. Start with the statement analysis if you are not sure what you need.
Rate and statement analysis
Send your last processing statement and get a line-by-line breakdown of what you pay today and what it should cost.
- Your current effective rate, calculated from real numbers
- Every fee identified and explained in plain language
- A side-by-side comparison against proposed pricing
POS and in-person payments
Clover, MicroSale, and standalone terminals configured for how your business actually runs.
- Hardware matched to your volume, ticket size, and workflow
- Clover and MicroSale placement, plus standalone terminals
- Menu, inventory, and staff permission setup included
Online and virtual terminal
Gateway, shopping cart, and keyed payment setup with fraud tools and Level 2 and 3 processing.
- Payment gateway setup with shopping cart integration
- Virtual terminal for phone and keyed-in orders
- Recurring billing and invoicing
Dual pricing and surcharging
Offset most or all of your processing cost while staying inside card brand and state rules.
- An honest assessment of whether this fits your business
- Card brand and state compliance handled correctly
- Required signage and receipt disclosure provided
PCI compliance and security
Get compliant, stay compliant, and stop paying non-compliance fees you did not know you were being charged.
- The right self-assessment questionnaire identified for your setup
- Help completing and filing it, not just a link
- Non-compliance fees removed once you are filed
Hard-to-place accounts
Options for businesses that get declined or dropped by mainstream processors.
- Multiple underwriting paths rather than a single decision
- Honest expectations on rates, reserves, and timelines
- Help assembling what underwriting will ask for
Or start with your industry
Each industry page covers the specific places that type of business tends to lose money.
Restaurants and bars
Full-service restaurants, Bars and breweries, Cafes and coffee shops
Retail and specialty shops
Boutiques and apparel, Gift and home goods, Specialty food and beverage
Salons and spas
Hair salons and barbershops, Nail salons, Day spas and med spas
Auto services
Independent repair shops, Tire and wheel, Auto body and collision
Professional services
Accounting and bookkeeping, Law firms, Dental and medical practices
Trades and field services
HVAC and plumbing, Electrical and solar, Landscaping and tree service
E-commerce and online
Direct-to-consumer brands, Subscription boxes, Digital products and downloads
Hard-to-place businesses
Newly opened businesses, High average ticket and future delivery, Businesses with prior account closures
Want to know what you could save?
Whether you are opening a new business or you suspect you have been overpaying for years, send over a statement and I will tell you where you stand. Free, no obligation, and no pressure to switch.
Free. No obligation. Reply within one business day.
How the analysis works
- Send your most recent processing statement
- I calculate your effective rate and break down every fee
- You get a written comparison, and decide from there
Most come back within one business day. Monday to Friday, 8am to 6pm. Texts answered most evenings.