One averaged rate hides the detail
Cheap debit transactions subsidize expensive rewards cards.
Merchant services in Long Beach, CA
Most local businesses are overpaying to accept cards.
Send me your last statement and I will show you what you pay today and what it should cost.
Free. No obligation. Reply within one business day.
Sean Carriveau, independent merchant services consultant with Green PayTech. Over 400 businesses helped.
Independent agent of Green PayTech, a registered ISO of Citizens Bank, N.A.
- businesses helped
- 400+businesses helped
- merchants on the Green PayTech platform
- 6,000+merchants on the Green PayTech platform
- processed each year
- $10B+processed each year
- long-term contracts
- Zerolong-term contracts
Why most businesses overpay
The fees are not in the rate
Per-item, monthly, PCI, and batch fees sit outside the quote.
Nobody reviews it after signing
Interchange changes twice a year. Your pricing does not.
Your effective rate
$900 ÷ $30,000 = 3.0%
Total monthly fees divided by total card volume, whatever the rate on your agreement says.
If your pricing is already good, I will tell you. It happens.Have me check it.
What I can set up for you
All solutions- Rate and statement analysisKnow your real effective rate
- POS and in-person paymentsClover, MicroSale, and terminals
- Online and virtual terminalGateway, cart, and phone orders
- Dual pricing and surchargingOffset your processing cost
- PCI compliance and securityDrop your non-compliance fee
- Hard-to-place accountsMore than one underwriting path
A partner, not just a processor
What you get with me
- Savings you can verify
- Zero hidden fees
- No contracts
- Setup handled end to end
- Reviewed as you grow
- A direct line to me
Get my free statement analysis
Free. No obligation. Reply within one business day.
Meet Sean
You will be working with me, not a department.
I am Sean Carriveau, an independent consultant with Green PayTech. I have helped more than 400 businesses lower their fees. I live here in Long Beach, and when you call, you get the person who set up your account.
Merchant services 101
Understanding your fees should not require a finance degree.
Eight minutes on how fees work and where businesses overpay.
Want to know what you could save?
Send over a statement and I will tell you where you stand.
- Send your statement
- I break down every fee
- You get a written comparison
What you get back
- Your effective rate
- Every fee explained
- A side-by-side comparison
- A written summary you keep
Free. No obligation. Reply within one business day. Monday to Friday, 8am to 6pm. Texts answered most evenings.
Free statement analysis
Upload your latest statement and I will show you your real effective rate and what you would pay with me.
Book an appointment
No statement needed. Tell me when works and I will call to talk through your setup.
Free. No obligation. Reply within one business day. Rather just talk? Call (714) 466-4722 or send a text.